Personal Services

Investment Strategies

The investment strategy that is best suited for you, your family, or your business is truly unique and we will work with you to develop a strategy that is customized for your needs. Our Investment Advisory team works with our financial advisors in providing high quality service. Through stocks, bonds, mutual funds and private money managers we can help individuals and businesses achieve their financial goals. For more information on what we can do for you please read about the Personal Financial Services and Corporate Financial Services we provide. Return to Home Page, Return to top of page

Retirement Strategies

Preparing for the future is one of the primary reasons most people invest. At Renaissance Financial we can help you develop a strategy that is best suited for your financial needs in the future. Whether you dream of spending your golden years at a vacation home or simply providing a legacy for your family, we can work with you to provide the tools needed to make sure you are on the right path. Return to Home Page, Return to top of page

Estate Planning

Navigating the estate planning path can be overwhelming, but our financial advisors can help make this a natural part of your overall investment strategy. We offer products that can offer unique solutions to your estate planning needs. If we see that your situation requires extra attention in this area, we will work with your estate attorney to help us make the process as simple as possible. At Renaissance Financial we pride ourselves on being a full service provider for your financial needs and we have a team of experts that work with us to provide you with high quality service. Return to Home Page, Return to top of page

Insurance

Insurance can guarantee your family is financially protected should something happen to you. It can help them maintain their quality of life and help achieve their financial goals.

Term life insurance is an affordable choice that provides temporary coverage for a specific number of years. Premiums are the same throughout the term and pay for insurance only. The value of the policy is the death benefit. You may have the option to convert to permanent coverage at certain intervals in the term.

Life insurance products contain fees, such as mortality and expense charges, and may contain restrictions, such as surrender periods. Guarantees are based on the claims-paying ability of the issuing life insurance company.

Disability insurance provides replacement income when you are unable to work and earn a paycheck. While many people carry life insurance in order to ease their fear of an untimely death, they often overlook the risk that a disability may present for the financial support to which their family has grown accustomed.

Long Term Care insurance is designed to provide coverage for necessary medical or personal care services that you may receive outside of a hospital setting. This insurance is often overlooked, but is an essential tool in preparing for your future. A common misconception is that health insurance will cover any medical needs you may incur. This may not be the case if you find yourself in a position of needing long term care outside of a medical facility, such as your private home, adult daycare, assisted-living facility or nursing home. Return to Home Page, Return to top of page